Enjoy three years of free banking on a new Citizens Analysis Business Checking account. For full details on this offer visit our site: https://www.citizensbank.com/promo/private-banking/startup-toolkit.aspx. Member FDIC

*Open your new Citizens Analysis Business Checking account between 1/1/25 and 12/31/25. The following fees will be waived or rebated for three years: Monthly maintenance fees, per transaction fees, wire fees, and accessOPTIMA fees. Overdraft fees still apply. IMPORTANT DETAILS ON OVERDRAFT COVERAGE: When we pay a transaction that overdraws your account, we will charge you an Overdraft Fee of $35 per item paid. When we return a check or ACH transaction unpaid because your account had insufficient funds, we will charge you a Returned Item Fee of $35 per item returned. We will limit to eight the combined number of Overdraft Fees and/or Returned Item Fees charged on any one business day, up to a total of $280. Once you have overdrawn your account, you must bring it to a positive balance as soon as possible. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.

Banking products are offered through Citizens Bank, N.A. (“CBNA”). For deposit products, Member FDIC.